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Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) as part of an overhaul to the bankruptcy process in the United States. It can be seen as a double-edged sword because it includes protection for both creditors and debtors. BAPCPA...
Divorce is hard, even under the best circumstances. The last thing you want to do is make things harder on yourself by bringing social media into the mix. Today, people use social media for a myriad of purposes. If you are like most, you probably like to keep updated...
If you’re facing foreclosure, you may be looking for ways to delay the process. You don’t necessarily need to stop it entirely. You just need to buy yourself a bit more time so that you can get your finances in order, and then you can get current on your mortgage...
Ending your marriage is a big decision. It’s something you may be struggling with. While you may not be happy in your marriage, you may not know if divorce is the right solution. While this is a difficult decision, there are some signs to consider that will let you...
Divorce involves not just the formal end of your marriage but also the structured division of your shared property. You and your ex will need to either negotiate or ask a judge to divide your property. Whichever approach you utilize, you obviously expect a fair and...
If this is your first divorce, you may feel lost and overwhelmed by the process. If you have children, you probably have even more concerns about life after divorce. Most parents worry about child custody orders and fear the prospect of losing their kids altogether....
If you’re considering Chapter 13 bankruptcy, you likely already know that it can stay on your credit report for seven years. That will significantly limit your ability to get any kind of new credit. Of course, your credit report likely is currently in bad shape...
People often head into a divorce saying that they would like to keep the house. They don't want to have to sell it. They don't want their ex to keep it. They have a lot of compelling reasons to remain in the home. But it is wise to think of this from the other...
If your family has an emergency plan, it’s important to update that now that you and your spouse are living separately and sharing custody of the kids. While you may not enjoy the thought of having to work out one more thing with your soon-to-be-ex, remember that...
If you’re dealing with debt and feel overwhelmed, you may be starting to look into other options. One of your options could be to file for bankruptcy. Bankruptcy can have a positive impact on your life and give you an opportunity to start over with a fresh financial...