Bankruptcy

People file for bankruptcy every day to get out from under a mountain of debt and get a fresh financial start. If you’re considering this move for yourself, you may prefer that no one knows who doesn’t have to. We all have a right to some financial privacy. When...

Many people hear about how other people and companies file for bankruptcy but don’t know what bankruptcy is themselves. In general, bankruptcy is a way for people to deal with tons of unpaid debt that might be impeding their life. There are a few different kinds of...

Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) as part of an overhaul to the bankruptcy process in the United States. It can be seen as a double-edged sword because it includes protection for both creditors and debtors. BAPCPA...

If you’re facing foreclosure, you may be looking for ways to delay the process. You don’t necessarily need to stop it entirely. You just need to buy yourself a bit more time so that you can get your finances in order, and then you can get current on your mortgage...

If you’re considering Chapter 13 bankruptcy, you likely already know that it can stay on your credit report for seven years. That will significantly limit your ability to get any kind of new credit. Of course, your credit report likely is currently in bad shape...

If you’re dealing with debt and feel overwhelmed, you may be starting to look into other options. One of your options could be to file for bankruptcy. Bankruptcy can have a positive impact on your life and give you an opportunity to start over with a fresh financial...

The past few years have been tough financially on many people who used to have no serious financial worries. For some people, bankruptcy is the best way to get out from under crushing debt and start fresh.  What if one of those people is your ex-spouse and co-parent?...

Times are tough right now. Inflation is high, and a lot of people are struggling to make ends meet. Many have no savings at all, and others have seen their meager savings evaporate rather quickly. When an emergency strikes, the lack of savings can cause you to get...

There are people who refuse to take out credit cards because they believe that these are just a way to rack up debt that you can't afford. They're worried about finding themselves in a position where they can't pay back what they owe, and so they vow never to use...

When you and your spouse got married, you carried a lot of debt with you. You had a good job, though, so you felt it was find to have that debt and that you’d be able to pay it down over time. When you suddenly lost your job and couldn’t find a new one paying as much...