Filing for bankruptcy is not the end of the world as many people would have you think. In fact, you can use bankruptcy as an opportunity to start fresh and implement better financial habits. Budgeting is more important than ever before while you go through bankruptcy...

In 2020, Massachusetts saw over 4,000 bankruptcies filed in state courts. Some of these may have included student loan debt. Most people believe you cannot discharge student loan debts. Although the courts are reluctant to discharge these debts, it is still possible....

The protection from creditors that a personal bankruptcy offers often makes such an action the best option for those struggling with debt to get back to re-establishing themselves on firm financial ground. Yet those considering this option should understand that...

Many Massachusetts residents struggle to stay atop of their finances and bills. If you count yourself among them, you may be thinking about filing for bankruptcy. If you are doing so because you have become tired of fielding constant calls and communications from...

There can be many scary aspects to the bankruptcy process, but few are as frightening as the potential of losing your home. It is important to separate reality from fiction to make the best decisions for your financial future. The reality is that not all bankruptcies...

Individuals and families faced with an overwhelming amount of health care bills may have fallen behind because their illness forced them to lose an extended amount of time from work. A Chapter 7 bankruptcy may provide relief by eliminating unpaid medical debts....

When you and your spouse struggle to make ends meet for long periods of time, the stress you experience may take a toll on your relationship as well as on your bank account.  If you decide that your marital troubles are severe enough to warrant a divorce and your...

If you are like a lot of people in Massachusetts, you may have some familiarity or basic understanding of how a Chapter 7 bankruptcy works. However, you may not even know about a Chapter 13 bankruptcy or understand how it differs from its Chapter 7 counterpart.  Both...

Many people filing for bankruptcy worry that they will lose everything in the process. However, this is not necessarily the case, and many assets are exempt from the bankruptcy process. Which property can you protect if you file for bankruptcy? You may keep much of...