If you are thinking about filing for personal bankruptcy, you may be wondering whether it is more advantageous for you to file Chapter 7 or Chapter 13. However, in many cases, it is less about whether one is more advantageous than the other, and more about which one...
How child custody is determined in Massachusetts
A lot of confusion surrounds child custody determinations. Parents involved in the middle of a divorce may not even know what to expect from the process's child custody portion. How does the court system in Pennsylvania decide the custody arrangement? Like any other...
What is the foundation of the child support guidelines?
When a court orders child support in your case, you may wonder how it developed the system by which it determines how much you will pay. According to the Child Support Guidelines of Massachusetts on Mass.gov, lawmakers give consideration to set principles and...
Do I lose my possessions under Chapter 7 bankruptcy?
The idea of filing for Chapter 7 bankruptcy may frighten you because Chapter 7 is a form of liquidation. While you want to escape your debt burden, you also do not want to lose everything you own. The good news is that filing for Chapter 7 does not mean you lose your...
Health problems and custody disputes
For parents working through a custody dispute, there are many challenges to overcome. Aside from the emotional impact of the divorce process and concerns about one's relationship with their child, other hardships arise, such as health problems. In some cases, a...
Beware of Mortgage Forbearance Offered By Lenders During Covid19
Some, but unfortunately not all, lenders are allowing homeowners to delay payments on their mortgage for up to 6 months (or longer). Sounds wonderful, right? However, after the forbearance period is over, the homeowner is required to repay the entire amount due at the...
Stimulus Payments under the CARES ACT are not Income in Bankruptcy Chapter 13 Plans Can be Modified to up to 7 years if “Covid19 Related”
With regards to individuals who have filed or who are considering filing for bankruptcy relief under Chapter 7 or Chapter 13, the CARES Act, which among other things provided stimulus income payments to individuals, has amended certain sections of the Bankruptcy Code....
What is a bankruptcy means test?
Filing for bankruptcy may allow you to recover from overwhelming debt and return to a stable financial situation. There are two types of personal bankruptcy: chapter 7 and chapter 13. Each one has unique eligibility requirements, but both may help you pay off your...
Recognizing signs of parental alienation
In a perfect world, you and your ex might be able to co-parent successfully once you decide to part ways, but for many families, this winds up not being the case. Often, some level of animosity exists between exes after your divorce. However, it is important that you...
Is this a sign of creditor harassment?
Massachusetts residents sometimes find themselves facing financial hardships. These difficulties come and go. They are often hard to predict. They make life a little tougher for everyone. The last thing you need on top of your financial burden is harassment....