Needing to file for bankruptcy can be a difficult decision. You may have hoped that you would be able to find your way out of your circumstances or had several catastrophic events happen at once. Going through the bankruptcy process can seem invasive as you attempt to...
Bankruptcy
Are you suffering from debt collector harassment?
The last thing you need when struggling with debt is to struggle with harassment, too. Debt collectors must abide by the Fair Debt Collection Practices Act (FDCPA) when contacting those struggling with debt. But unfortunately, they do not always do this. When a debt...
Filing for chapter 13 bankruptcy – Eligibility requirements
People struggling with overwhelming debt may consider options, such as filing for Chapter 13 bankruptcy, to regain control of their finances. To receive bankruptcy assistance, however, they must meet certain eligibility requirements. Reviewing the requirements and...
Reviewing statistics on bankruptcy
If you are considering bankruptcy, it is pivotal to thoroughly review all of your options and make sure that you pinpoint the best course of action given your individual circumstances. When it comes to bankruptcy and other financial matters, everyone is in a unique...
Implementing an all-cash budget after your bankruptcy
Filing for bankruptcy is not the end of the world as many people would have you think. In fact, you can use bankruptcy as an opportunity to start fresh and implement better financial habits. Budgeting is more important than ever before while you go through bankruptcy...
Can I discharge my student loans through bankruptcy?
In 2020, Massachusetts saw over 4,000 bankruptcies filed in state courts. Some of these may have included student loan debt. Most people believe you cannot discharge student loan debts. Although the courts are reluctant to discharge these debts, it is still possible....
Qualifying for a mortgage after bankruptcy
The protection from creditors that a personal bankruptcy offers often makes such an action the best option for those struggling with debt to get back to re-establishing themselves on firm financial ground. Yet those considering this option should understand that...
How bankruptcy’s automatic stay offers relief from creditors
Many Massachusetts residents struggle to stay atop of their finances and bills. If you count yourself among them, you may be thinking about filing for bankruptcy. If you are doing so because you have become tired of fielding constant calls and communications from...
Will I lose my home if I file Chapter 7?
There can be many scary aspects to the bankruptcy process, but few are as frightening as the potential of losing your home. It is important to separate reality from fiction to make the best decisions for your financial future. The reality is that not all bankruptcies...
A Chapter 7 bankruptcy may provide relief from medical debts
Individuals and families faced with an overwhelming amount of health care bills may have fallen behind because their illness forced them to lose an extended amount of time from work. A Chapter 7 bankruptcy may provide relief by eliminating unpaid medical debts....
