If you’ve been injured in a car crash in Massachusetts that wasn’t your fault, your last days (and perhaps even weeks) may have been truly overwhelming. Between medical treatment, car repairs and missed time at work, it’s easy to feel like your life has been turned upside down. Fortunately, you don’t have to navigate this process alone—and you have legal rights that may help you to seek closure and move forward more easily than you otherwise might.
Massachusetts is a no-fault state when it comes to car accidents, meaning that your own insurance company will typically cover your initial medical expenses and lost wages under Personal Injury Protection (PIP), regardless of who caused the crash. However, if your injuries are serious, you may be entitled to pursue a claim against the at-fault driver. This can allow you to seek compensation for pain and suffering, long-term medical costs and other damages that fall outside PIP coverage.
If you choose to file a lawsuit
To build a strong case, documentation is key. Even if your injuries seem minor at first, seek medical attention immediately. Some symptoms, like those from whiplash or concussions, may not appear right away but can worsen over time. If you haven’t yet seen a doctor (or if you have and your situation is going downhill), the time to seek medical care is now.
As you’re building your case, you may also be contacted by the other driver’s insurer. It’s important not to give a recorded statement or accept a settlement offer without first speaking with a personal injury attorney. Insurance companies are not on your side, and early offers often fall far short of what a crash victim’s case is truly worth.
There are also deadlines to be aware of. In Massachusetts, the statute of limitations for filing a personal injury lawsuit is generally three years from the date of the accident. Failing to act within this timeframe could result in losing your right to compensation. If you’re hesitating to seek justice because you were partially to blame, know that you may still be entitled to significant compensation.
If you’ve been injured in a crash through no or little fault of your own, you have options. Speak with an experienced attorney who can help you pursue the compensation you need to recover and move forward.