Bankruptcy

If you’re one of the millions of Americans with student loan debt, you’ve likely been keeping some eye on the machinations of power players in Washington, D.C. There’s been a lot of talk by the Biden Administration and some members of Congress about how to take some...

Older Americans mired in debt face many concerns. They want to retire but worry about burdening family members with extra financial obligations. For example, they do not want to force their children or grandchildren to support them when they can no longer work....

While dealing with bankruptcy, you might wonder whether your employer can find out about your situation. In most cases, your employer will not be in the loop, although there are some exceptions. If the company you work for learns about your bankruptcy, it cannot fire...

Opening the mailbox, checking your emails, and answering the phone can be stressful if you know you owe people money. You may dream about getting out of debt, so you no longer have to deal with that. When there are more bills than money available, filing bankruptcy is...

As you may know, you can choose between several forms of bankruptcy. Those pursuing a personal (nonbusiness) bankruptcy in Massachusetts typically choose between Chapter 7 and Chapter 13. These two are the most common types of bankruptcy for individuals. If this is...

You can discharge many kinds of debts through bankruptcy; however, some kinds of educational expenses, such as federal student loans, are not dischargeable. Until recently, the law was unclear on whether private student loans are non-dischargeable higher education...

Credit is often a necessary part of daily life. In fact, there are several benefits of credit such as allowing individuals to purchase a car or new home. However, many people find themselves in financial trouble because of credit. The interest rates on credit card...

Struggling with debt can feel like an uphill climb. When you start getting collection calls, the situation can leave you feeling vulnerable and embarrassed. Debt collector phone calls can seem intimidating. After all, a stranger is calling you asking about a debt that...

Needing to file for bankruptcy can be a difficult decision. You may have hoped that you would be able to find your way out of your circumstances or had several catastrophic events happen at once. Going through the bankruptcy process can seem invasive as you attempt to...

The last thing you need when struggling with debt is to struggle with harassment, too. Debt collectors must abide by the Fair Debt Collection Practices Act (FDCPA) when contacting those struggling with debt. But unfortunately, they do not always do this. When a debt...