Bankruptcy

If you’re considering Chapter 13 bankruptcy, you likely already know that it can stay on your credit report for seven years. That will significantly limit your ability to get any kind of new credit. Of course, your credit report likely is currently in bad shape...

If you’re dealing with debt and feel overwhelmed, you may be starting to look into other options. One of your options could be to file for bankruptcy. Bankruptcy can have a positive impact on your life and give you an opportunity to start over with a fresh financial...

The past few years have been tough financially on many people who used to have no serious financial worries. For some people, bankruptcy is the best way to get out from under crushing debt and start fresh.  What if one of those people is your ex-spouse and co-parent?...

Times are tough right now. Inflation is high, and a lot of people are struggling to make ends meet. Many have no savings at all, and others have seen their meager savings evaporate rather quickly. When an emergency strikes, the lack of savings can cause you to get...

There are people who refuse to take out credit cards because they believe that these are just a way to rack up debt that you can't afford. They're worried about finding themselves in a position where they can't pay back what they owe, and so they vow never to use...

When you and your spouse got married, you carried a lot of debt with you. You had a good job, though, so you felt it was find to have that debt and that you’d be able to pay it down over time. When you suddenly lost your job and couldn’t find a new one paying as much...

Credit card debt can make it challenging for individuals to keep up with living expenses, especially when significant interest rates, fees and multiple monthly payments make it challenging to keep up with existing debts. Filing bankruptcy often solves many consumer...

If you land upon hard times financially, the world can feel like a lonely place. The truth of the matter is that many people find themselves in this situation. You are certainly not on your own.  Research suggests that millions of Americans are struggling to make ends...

People who are in debt and can’t make the required payments on their bills will often wonder what they can do to get back on top of their finances. This is a scary place to be, but there’s an option that may help: Filing for bankruptcy.  When you file for bankruptcy,...

A Chapter 13 bankruptcy takes a long time — three or five years, dependent upon your agreement with the bankruptcy court. In that time, your financial circumstances and also your needs can change dramatically. For instance, your five-year Chapter 13 bankruptcy...