Supplemental Security Income (SSI) Benefits

Massachusetts Social Security Disability Attorney serving Franklin

A Government Benefit Program

Supplemental Security Income (SSI) is a federal government program which provides monthly payments to individuals who are disabled or blind. Administered by the Social Security Administration (SSA), Supplemental Security Income is provided only to those disabled persons who qualify based on financial need, which in turn is determined by certain income and asset requirements.

To be eligible for SSI benefits, you must:

  • Be disabled or blind;
  • Legally reside within the United States; and
  • Must have limited income and resources which meet the SSI eligibility requirements.

Different Than Social Security Disability Insurance Benefits

A person who qualifies for Social Security Disability Insurance Benefits (SSDI) may also be eligible for an additional payment of SSI, above and beyond the monthly SSDI benefit received. On the other hand, some individuals may meet the disability requirements for SSDI but are not otherwise eligible for those benefits as they do not meet the insured requirements (they are not considered insured due to having not worked a sufficient amount during the 10 year period prior to applying). Those individuals may, however, be eligible for SSI benefits if they meet certain income and asset requirements.

To speak with an experienced Supplemental Security Income Attorney, contact Law Offices of Ira C. Yellin, LLC, online. You can also call our office in Franklin at 508-528-8885.

Resource Requirements for SSI Eligibility

In order to collect SSI benefits, the recipient's resources must not exceed certain limits. For an individual, the resource limit is $2,000 and for a married person the resource limit is $4,000 for the recipient and spouse combined.

Resources consist of the property that you own (with certain exclusions), such as:

  • Cash;
  • Bank Accounts;
  • Investments, stocks, bonds; and
  • Real Estate.

In calculating the level of resources when determining ones eligibility for SSI benefits, the SSA does allow for specific exclusions. Types of property that are not considered in the resource limit for SSI eligibility include the following:

  • The house you live in;
  • One vehicle used for transportation of you or a household member;
  • Household goods and personal effects; and
  • Property essential for self-support.

Income Limits for SSI Eligibility

In addition to the resource limits, the amount of income received by you (and your spouse, if married) effects your SSI entitlement. There are specific regulatory rules as to what types of income count for SSI eligibility purposes. Your countable income will be subtracted from your SSI benefit rate to determine your monthly SSI benefit. If your countable income for any month exceeds your monthly benefit rate, you will not be entitled to receive any monthly SSI benefits for those months.

Contact an Attorney at Law Offices of Ira C. Yellin, LLC

To learn more about applying for SSI benefits and how we can help you, please call a Supplemental Security Income lawyer at our Franklin office at 508-528-8885. You can also send us an email.